Guest Post: FinLab Pushes Financial Health Agenda, One Challenge At a Time
This blog originally appeared on the CFSI/JP Morgan Chase Financial Solutions Lab Medium. ideas42 is proud to serve as a behavioral advisor to the Lab. In New York, 22-year-old Sean had been using a...
View ArticleThree Myths About the Underbanked, Part Two: “I Can Tell You Exactly Where My...
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term...
View ArticleIntroducing Gov42
Tax Day – April 18 – is just around the corner. But you probably don’t need the reminder since you effortlessly filed your return in January, right? Taxes are a pain. You have to track down documents,...
View ArticleMaking Small Changes to Save Big: Redesigning Mexican Retirement Account...
For most Americans, in addition to warmer weather, Spring means tax season. Compiling a year’s worth of financial records can be a tedious and confusing task, but it can also be a time of reflection—to...
View ArticleThree Myths About the Underbanked, Part Three: Affordable Financial...
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term...
View ArticleTackling America’s College Completion Crisis with Behavioral Science
The American higher education system is facing a completion crisis. While most U.S. high school graduates now enroll in college, many don’t complete their degree. The latest data shows that less than...
View ArticleLearning Behavioral Design, Part One: What Happens When Nobody’s Watching?
In the Learning Behavioral Design series, we share lessons from ideas42 projects that aim to teach practitioners how to apply our behavioral design methodology to their day-to-day work. At the launch...
View ArticleMore in Common Than You Think: Innovators from Diverse Fields Address Global...
This post originally appeared on The Rockefeller Foundation’s blog. At first glance, an artist seeking to break stereotypes about hip-hop culture by analyzing rap lyrics may not have much in common...
View ArticleExamining Assumptions About Family Planning Use
What does taking steps to use family planning look like to you? Perhaps you think of visiting your doctor’s office. Depending on where you’re from, you may have a flashback to a lecture from high...
View ArticleDesigning Better Retirement in Mexico
Saving for retirement can feel like giving money to a stranger. Forgoing money in the present to benefit the person we will eventually become—our “future self”—is often a difficult and ungratifying...
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Bellagio Center Residents Question Everything to Surface New Ideas
This post originally appeared on The Rockefeller Foundation’s blog. During the last three weeks, I have had the pleasure of leading sessions during the thematic month on human behavior at The...
View ArticleCocoa Farmers Grow Their Savings
Since her husband passed away a few years ago, Marwah has taken care of her family’s cocoa farm all by herself. She is motivated by a promise she and her husband made to help finance their youngest...
View ArticleClearing the Path to College
Education has long been touted as a ticket out of poverty, and a well-educated workforce is the foundation of a competitive economy. So it’s easy to think education advocates can solve a lot of...
View Articleideas42 Seminar Series: A Talk with William Elliott
With the ideas42 Seminar Series, we invite leading scholars to share their insights and what inspires their exploration into human behavior. Our New York office was pleased to host William Elliott of...
View ArticleOne Year Later: Behavioral Design in the Mexican Retirement System
For millions of people around the world, the consequences of inadequate retirement savings are devastating. The problem is widespread even in countries with formal systems of mandatory contributions to...
View ArticleHow Technology Can Provide Microentrepreneurs With Simple – and Much-Needed –...
This post originally appeared on Next Billion. Norma has a small store in the Bago City neighborhood of central Philippines. In the packed interior of her store, Norma sells a variety of household...
View ArticleCBT 2.0: A Behavioral Approach to Reducing Recidivism Among Youth
Youth violence is one of the most pressing social problems facing cities across the United States. Unfortunately, once youth become involved with the criminal justice system, they can get caught...
View ArticleBoost Savings in Chile: We’re Banking on Behavioral Science
Many of us are aware of the usefulness of “rainy day” savings—what we set aside for emergencies and other unforeseen expenses that creep up on us all. Those savings are in addition to those we...
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Financial Literacy Month…with a Behavioral Twist
As an unabashed finance nerd, I love a good tip about how to improve my financial health. I always look forward to April, Financial Literacy Month, for a flood of recommendations. Managing personal...
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What’s Stopping Chileans from Saving
Saving money is important not only for long-term needs like retirement but also for expenses in the short term. This is because incomes and expenses are not always constant, and people can’t...
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